FHA-Approved Appraisals in New Port Richey, FL

Expert Valuations for Government-Backed Loans in New Port Richey

Applying for an FHA-backed loan? You’ll need a certified appraisal that meets strict HUD standards. Bayside Appraisals is fully FHA-approved and experienced in conducting appraisals for government-backed financing across New Port Richey and the greater Tampa Bay area.


For over 20 years, we’ve helped homebuyers, lenders, and real estate professionals navigate FHA loan requirements with accurate, compliant, and fast-turnaround appraisal reports.

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What Is an FHA Appraisal?

An FHA appraisal is a property valuation required by the Federal Housing Administration to ensure the home meets minimum property standards and is worth the purchase price. It helps protect both the buyer and the lender by verifying:


  • The property’s market value

  • Structural soundness and livability

  • Compliance with FHA safety and health standards

FHA appraisals are more detailed than standard home appraisals, making it essential to work with an experienced, approved professional like Bayside Appraisals.

Why You Need an FHA-Approved Appraiser

Lenders can only accept FHA appraisals from certified professionals on the FHA Roster. Our appraiser, Ron Varner, is licensed, insured, and FHA-approved — which means our reports are accepted by all major FHA lenders.

Our FHA Appraisal Process

We make the appraisal process straightforward and stress-free — with discretion and professionalism at every step.

A person is holding a clipboard with a property appraisal on it.

Step 1 – Schedule the Appraisal

We coordinate with buyers, sellers, or agents to schedule a prompt property inspection.
A woman is covering a model house with her hands.

Step 2 – Property Inspection

We examine the home’s condition, structure, safety features, and overall marketability.
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Step 3 – Market and Compliance Analysis

We analyze comparable home sales and evaluate the property against FHA guidelines.
A man is pointing at a piece of paper while another man holds a clipboard.

Step 4 – Report Delivery

A lender-ready appraisal report is provided, usually within 48 hours of inspection.

Why Choose Bayside Appraisals?

FHA Expertise. Local Knowledge. Fast Service.

  • Fully FHA-certified and approved

  • Familiar with HUD standards and updates

  • Trusted by lenders, brokers, and real estate professionals

  • Reports accepted by all FHA loan institutions

  • Fast turnaround: Most FHA reports delivered in 1–2 business days

We understand the added scrutiny that comes with FHA loans and work hard to help you meet those requirements quickly and confidently.

A large house with a white garage door is surrounded by trees and bushes.

What We Evaluate in an FHA Appraisal

  • Structural integrity (roof, foundation, walls)

  • Functional systems (plumbing, HVAC, electrical)

  • Health and safety issues (stairs, smoke detectors, water quality)

  • Signs of damage or deferred maintenance

  • Proper zoning and access

  • Comparable property data

We ensure your appraisal meets HUD’s requirements and includes all necessary documentation for smooth loan processing.

Service Area

We provide FHA-compliant home appraisals throughout:


  • New Port Richey

  • Hudson

  • Tarpon Springs

  • Spring Hill

  • Trinity

  • Brooksville

  • Lutz

  • Pasco, Hernando, Hillsborough, and Pinellas counties

Get a HUD-Compliant FHA Appraisal Today

If you're buying a home with an FHA loan or need an appraisal that meets HUD standards, Bayside Appraisals is here to help. We deliver fast, accurate reports and walk you through every step of the process; you can call us at (813) 610-9600, visit us at 11627 Manistique Way, New Port Richey, FL 34654, or email us at ronvarner@verizon.net.